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News 1,s of Nationwide customers… PPI scammers still calling more…. A little bit of inspiration. Flight Delays Flight Delays. PPI Reclaiming. News Toto Energy stops trading — what… Vodafone to hike broadband bills…. News Barclays reverses decision on… Green number plates to help electric…. Top guides. Easy-access Savings The best rates where you can make withdrawals.
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Fixed Rate Savings Boost your returns by locking away your money. News Warning — the booking sites that… Thomas Cook customers vent anger…. News Green number plates to help electric… Six million insurance holders… New rules set to help travellers…. Insurance Records. Updated Monthly. Car Insurance The record's just 96p for a year's fully comprehensive cover.
News Barriers removed for some mortgage… Hundreds of ex-Virgin One mortgage…. Mortgage Best Buys Tool Compare mortgages and best deals on offer.
The Demotivator Stops you spending when you can't afford it. News Half of adults think banks should… State pensions to rise by 3. Steve Brigden Edited by Gary Caffell. Facebook Twitter Print Whatsapp Mailme. In this guide What is a Sim only deal? Sim only need-to-knows 1. M obile 'text-to-switch' rules make switching simpler 2. How do I choose the right allowance? How do I unlock my phone? Check signal strength 5.
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Try haggling a better deal 6. Prices can rise with inflation 7. You could make extra savings with cashback deal s.
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Happy with your phone or able to buy a new one upfront? Sim only is a good bet. Concerned about a credit check or want close control over bill? Looking for 5G deals? What is a Sim only deal? Sim only need-to-knows Here are the key points to understand when looking for a Sim only contract. Mobile 'text-to-switch' rules make switching and keeping your number far simpler. Here's how to switch providers and keep your number : Request a switching code by text. To get a new number, text 'STAC' to You need to give the switching code to your new provider within 30 days.
You won't need to contact your old provider again. I've got my PAC, what do I do now? It's a different process if you're swapping within the same provider. Ensure you choose the correct data allowance — only pay for what you need. It's not the most user-friendly site, but it gives a detailed bill analysis.
You'll need an unlocked phone — it's usually free to get it done. Happy with your provider? Try haggling for a better deal. Prices can rise with inflation each year. You could make extra savings with some cashback deals — though be warned There are three types of cashback available, and they all work differently: Redemption cashback. The biggest discounts are on 'cashback redemption' deals through mobile reseller sites. These require you to send off your bills at several points throughout your contract and get paid in instalments — miss one and you'll lose out.
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Automatic cashback. These deals, also via resellers, are where you're sent a cheque automatically within a few months without having to claim, though usually they don't offer as big a discount. Some deals can also offer part manual, part automatic cashback. Cashback via cashback sites. It's possible sometimes to beat the deals below with some powerhouse offers via dedicated cashback websites.
However, don't think of this type of cashback as guaranteed — there are often problems. Best Sim only deals — up to 3GB of data If you're usually connected to Wi-Fi everywhere you go, these are our top picks of the best Sim only deals with enough 4G data for everyday on-the-go use. Key info. How do I keep my number? Are there additional data charges or call exclusions? Can I use the Sim abroad or for tethering? Anything else?
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Other top Sim only deals for new customers. Best Sim only deals — 4GB to 9GB of data If you're often online while on the go, these are our top picks of the best Sim only deals with a good amount of data each month and a decent number of minutes. Additional data charges or call exclusions? Best Sim only deals — 10GB to unlimited data For the data fiends out there, these are our top picks of the best Sim only deals with bundles of data each month, plus a healthy number of minutes we've listed them in ascending price order.
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MSE News. Martin's Blog.
Deals Blog. Barriers removed for some mortgage prisoners - but Martin says it will only 'unchain a tiny fraction' 28 October Payday lender QuickQuid goes into administration — what you need to know 26 October Britain's biggest payday lender has said it will pull out of the UK after a series of complaints and regulatory uncertainty rocked the business.
Barclays reverses decision on post office cash withdrawals 25 October Barclays has scrapped plans to stop customers being able to withdraw cash from post offices. Peer-to-peer lender Funding Secure goes into administration — what you need to know 24 October Peer-to-peer lender Funding Secure has gone into administration — here's what you need to know. Toto Energy stops trading — what you need to know 23 October Small energy supplier Toto Energy has ceased to trade. News homepage. RSS feed. If you started university between and , or since then in Scotland and Northern Ireland, you'll have a Plan 1 student loan.
While much is written about whether those with savings should overpay the current English Plan 2 student loans, there's little out there about Plan 1. I wanted to change that, so here's a video explaining how to decide On Plusnet Mobile, you can use as much of your monthly data allowance as you like for tethering, which puts them above and beyond lots of other networks who place restrictions on it.
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